PRODUCTS

Welcome to out products page!

Below you'll find info on some of the most popular loan programs we offer. Feel free to set up a free call using the link below. We look forward to hearing from you!

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STANDARD

Our most common loan products

CONVENTIONAL LOAN

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Fannie Mae / Freddie Mac
As low as 3% Down
620 Min Credit Score
All occupancies
Warrantable condos

VA LOAN

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No down payment required
Backed by the VA
580 Min Credit Score
No PMI required
Primary home only

HELOC LOAN

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Revolving credit line
Borrow up to 90% of home value
Fixed or variable interest rates
640 Min Credit Score
Flexible repayment terms

FHA LOAN

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Government Loan
3.5% Down
Primary home only
580 Min Credit Score
Single/Multi Family Home

SPECIALTY

unique products not all lenders can offer

SUPER JUMBO LOAN

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Loan amounts up to $10 million
As low as 15% Down
740 Min Credit Score
No PMI required
Customizable terms

NO INCOME LOAN

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Low reserve requirements for FTHB
Down payment can be gift
No employment verification needed
As low as 20% Down
700 Min Credit Score

DSCR LOAN

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Debt Service Coverage Ratio
No Personal Income needed
As low as 15% Down
Investment Props only
660 Min Credit Score

BANK STATEMENT LOAN

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12-24 month bank statements
As low as 10% Down
640 Min Credit Score
All occupancies
No Taxes needed

LOW DOWN

Products with low down payments

DOCTOR LOAN

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For medical professionals
As low as 0% Down
No PMI required
700 Min Credit Score
High loan limits

0% DOWN LOAN

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No down payment required
Income/location restrictions may apply
640 Min Credit Score
Primary home only
Grant and 2nd mortgage options

3% DOWN CONDO LOAN

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Fannie Mae / Freddie Mac
3% Down Condo
620 Min Credit Score
Warrantable condos
Primary residence only

5% DOWN JUMBO LOAN

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High loan amounts w/ low down
As low as 10% Down
720 Min Credit Score
No PMI required
Primary and secondary homes

Business Info

hello@mortgagebolt.com

305-619-7959

848 Brickell Avenue, Miami FL 33131

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